KB Stores LLC

Privacy Policy

Effective and last updated October 28, 2026

This Privacy Policy explains how KB Stores LLC, doing business as Double Scoop Retirement (“Double Scoop Retirement,” “we,” “us,” or “our”), collects, uses, discloses, and protects information when you visit doublescoopretirement.com and pages that link to this Policy (the “Site”).

1. Our role

Double Scoop Retirement is an advertising-supported publisher. We provide general educational content and links to offers from independent third parties. We are not a bank, lender, mortgage broker, loan originator, financial adviser, or provider of the products advertised on the Site, and we are not a government agency or affiliated with HUD or the FHA.

We do not collect loan applications, Social Security numbers, dates of birth, bank information, or similar sensitive information on the Site. If you click an offer and continue to a partner’s website, that partner—not Double Scoop Retirement—collects and processes the information you submit under its own privacy policy and consent terms.

2. Information we may collect

• Information you provide: your name, email address, and the contents of messages you send us.
• Home-value selections: on certain pages you may choose an estimated home-value range. When you continue to an offer partner, that selection is passed to the partner in the link so it can start your estimate. Please do not enter personal or account details.
• Device and internet information: IP address, browser and device type, operating system, language, approximate location derived from IP address, and advertising or device identifiers.
• Usage information: pages viewed, links and buttons clicked, referring and exit pages, timestamps, session activity, and interactions with advertisements or partner links.
• Marketing and attribution information: campaign identifiers, ad source, conversion events, and information used to measure whether advertising led to a visit or referral.
• Inferences: general interests or likely preferences inferred from Site activity for analytics, content selection, or advertising.

3. Cookies, pixels, and similar technologies

We may use cookies, web beacons, pixels, tags, scripts, local storage, and similar technologies for Site operation, analytics, fraud prevention, advertising measurement, attribution, and retargeting. These tools may be provided by companies such as Google, Meta, Cloudflare, and our affiliate or advertising partners. Those providers may collect information directly from your browser and may combine it with information they receive elsewhere, subject to their own policies.

You can limit cookies through your browser settings. Blocking some technologies may affect Site functionality. Where required by applicable law, we will provide or honor additional consent and opt-out mechanisms, including legally recognized browser-based preference signals when applicable.

4. How we use information

• Operate, maintain, secure, and improve the Site.
• Understand audience activity and measure Site and advertising performance.
• Attribute referrals and administer affiliate relationships.
• Personalize content and advertising where permitted.
• Respond to messages, enforce our terms, prevent fraud, and comply with law.

5. How we disclose information

We may disclose information to hosting, analytics, security, advertising, attribution, and other service providers; affiliate networks and offer partners; professional advisers; government authorities when legally required; and parties involved in a merger, financing, sale, reorganization, or transfer of all or part of our business. We may also disclose aggregated or deidentified information that cannot reasonably identify you.

Some state privacy laws may define certain advertising-related disclosures through cookies or pixels as a “sale,” “sharing,” or use for “targeted advertising,” even when no money is exchanged for your personal information. Where those laws apply, you may request to opt out as described below.

6. Affiliate links and third-party sites

We may receive compensation when you click or use an offer on the Site. That financial relationship may influence which offers appear and where they are placed. A third party’s products, eligibility requirements, rates, terms, communications practices, data collection, and security are controlled by that third party. We are not responsible for third-party sites or practices. Review the partner’s privacy policy and consent language before submitting information.

7. Retention and security

We retain information for as long as reasonably necessary for the purposes described above, including legal, accounting, fraud-prevention, and dispute-resolution needs. We use reasonable administrative, technical, and organizational safeguards, but no internet transmission or storage system is completely secure.

8. Your privacy choices and rights

Depending on your state of residence and subject to legal exceptions, you may have the right to request access to, correction of, deletion of, or a portable copy of personal information; to learn about categories of information collected or disclosed; and to opt out of certain sales, sharing, targeted advertising, or profiling.

To submit a privacy request or advertising opt-out request, email hello@thedoublescoop.com with the subject “Privacy Request.” Tell us your state of residence and the right you wish to exercise. We may need to verify your request. You may use an authorized agent where permitted by law. We will not discriminate against you for exercising applicable privacy rights.

Because we do not maintain user accounts or collect application information, we may be unable to identify information about you beyond limited device, analytics, or correspondence data. Requests about information submitted on a partner’s site must be directed to that partner.

9. Children

The Site is intended for adults and is not directed to children under 18. We do not knowingly collect personal information from children under 13.

10. Changes to this Policy

We may update this Policy periodically. The “last updated” date identifies the latest version.

11. Contact us